Mobile App and Web-Based bot
- Automated Assistant available in USAA mobile app and on the USAA website
- Impact: 20,000 interactions per week with most of those questions coming in the written form rather than asked out loud
- The chatbot uses Nina artificial intelligence (AI) technology, supplied by Nuance Communications
- Functionality includes activating cards, changing a PIN, adding travel notifications, and reporting lost or stolen cards
Amazon Alexa Skill
- Users can speak with the USAA chatbot via Amazon Alexa
- The innovative chatbot is in a class all its own due to advancements in AI
- There are no multiple choice options for the user
- Each users' interaction is unique because the AI learns after every single conversation
- The AI understands the limits of its knowledge and can specifically describe information it has trouble identifying to live customer service agents
- Functionality includes anything a personal financial adviser would be able to tell a user. Including but not limited to:
- Spending breakdowns
- Predictive/Hypothetical economic cause and effect scenarios
- Financial recommendations considering local, domestic, and global trends
- Etc.
- Developed by vendor Clinc
Sources: The Financial Brand, Clinc
Tags: Banking & Finance, Mobile Apps, Web-Based, Amazon Alexa